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Wednesday, August 23, 2017

Synchronize Instantly With The World With This Simple Statement

Life is enjoyable when you are in tune with yourself and the world, when you're able to function optimally, letting the work flow through you in a state of grace.

However, all too often, unpleasant interactions with discontented people and often our own gripes from the past can throw a monkey wrench into the smoothly running gears of our life, and in no time the rhythm of harmony will turn into a jarring cacophony. We would begin to wish that we were not here at all.

The more demonstrative among us would react violently and life soon becomes a hell of chaos.

I have fallen into this trap all too often.

Things would be running smoothly when an unpleasant incident occurs and my mental peace is shattered; it takes quite a while to get back into that state of harmony.

I tried many techniques to preserve my mental equipoise such as breath observation, self talk, etc. However, in the heat of the moment, I forgot all these and reacted. These methods do have a calming effect when practised consistently.

However, recently, a thought hit me and using that seems to have a more lasting effect. It is actually based on the law of karma--What goes around, comes around.

This is the statement that can get us out of the rut of negativity; it synchronizes us into harmony with life and the rest of creation.

"I alone am responsible for everything I am going through"
"I created all my experiences, no one else"

There are many ways of putting it, but this is the point: realising our accountability to ourselves.

But then a question:
How can starkly unfair turns be my doing?

For example, companies fire people without warning. The employees come in the morning, swipe their IDs and find it's been deactivated. They've been fired.

There is no possible reason coming from observed facts and logic. The company can have its own reasons, it may even be whimsical or unabashed selfishness (Gordon Gekko in Wall Street movie).

In such circumstances, we may withdraw into negativity and spiralling gloom.

If for no other reason, then perhaps being born is one reason that experiences occur.

The above thought puts the incident behind us without grudge or hard feelings towards anybody or ourselves, and helps us make a new beginning.

If I created this experience, then I can undo it.
If I wrote the script of my life so far, then I definitely can rewrite my life script in a better way!

Perhaps this is even more important than mantras and spiritual practices, more fundamental. Doing spiritual practices without attuning to life and the Universe is wasting a lot of effort and creating a warped personality.

I have been thinking more often that I need to keep this statement in my mind at all times, like a mantra:  I am responsible for all my experiences.

This does reduce conflict with the outside world and attunes me into harmony with life. I regain my composure and efficiency.

Wednesday, August 16, 2017

Healing Grief Through The Breath


Some doors open only from the inside. Breath is a way of accessing that door. Watch this to find out.

Saturday, August 12, 2017

What The Saint Sees

We here,
and
that man, this man, and
that other in-between,
and

that woman, this woman,
and
that other, whoever,
those people, and these,
and
these others in-between,

this thing, that thing,
and
this other in-between, whichever
all things dying,

these things, those things,
those others in-between,
good things, bad things,
things that were, that will be,
being all of them,
He stands there.

Tamil poem by Nammalvar [trans. A. K. Ramanujan, *Poems of Love and War*]

(This is on the the god of thresholds). Nammalvar was a Sangam poet: Nammalvar is one of the twelve alwar saints of Tamil Nadu, India, who are known for their affiliation to the Vaishnava tradition of Hinduism.

Born: 3102 BC, Alwarthirunagiri
Books: Hymns for the drowning, Sahasra-gitih of Sri Sathakopasurih

Sources for this article:
http://poetryilove-abhaiyengar.blogspot.in/2012/03/tamil-poem-by-nammalvar-trans-k.html
Wikipedia


Thursday, August 10, 2017

How Broking Houses Can Enable Instantaneous Fund Transfer (Almost) Between Accounts

If you are a trader, trading in both equity and commodity with a broker, you'd have experienced the difficulty in transferring funds between these accounts. Existing rules require traders to have separate accounts for these two divisions. This is especially relevant in India. where SEBI stipulates having separate accounts for equity/currency and commodity trading.

So if you found a trading opportunity in commodity, but needed to transfer your funds from equity, you'll first need to withdraw them to your bank and then transfer them to your commodity account, though they are with the same broker.

This creates a time delay of up to 24 hours. The expenses of NEFT/IMPS transfer also come in. Also you need to log in to the bank account, and provide the security details etc, which is a hassle.

Currently time required to transfer money between these accounts through this circuitous route is a minimum of 3 hours for premium brokers like Sharekhan. Discount brokers may take up to 26 hours.

By the time the funds arrive, your trading opportunity would have vanished.

How to reduce the cash transfer time by more than 75%


I propose an alternative using existing technology. E-wallets can be used for this purpose.

  • Either the broker can provide an e-wallet expressly for this purpose to its clients or 
  • it can collaborate with existing E-wallets like PAYTM.
The route of the transaction must be:

                         

Routing this way will reduce the transaction time to almost zero, as the separate e-wallet is solely for satisfying the legal requirements of SEBI.

Advantages of routing transfer through an e-wallet

  • Reduces time of transfer between equity and commodity accounts by more than 75%.  This increases trade volume as funds are readily available to the client.
  • The transfer can be instantaneous if the e-wallet is maintained by the broker.
  • Eliminates the hassle of logging into the bank account and providing security details. Actually the client could activate the transfer with just an SMS from the authorised mobile.
  • Reduces the load on bank servers
  • Reduces online security risks to clients because there is no need to log in to bank a/c

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